Your books, taxes, and compliance.
Fully handled without you lifting a finger.
AI-native bookkeeping, reporting, and compliance firm for Indian MSMEs.
Revenue
₹2.4 Cr
+12%
Expenses
₹1.1 Cr
-3%
GST Payable
₹18.2L
Due Apr 20
Compliance
98%
All clear
Upcoming Filings
| GSTR-3B | Apr 20 | |
| TDS | Apr 30 | |
| GSTR-1 | Apr 11 |
Trusted by leading Indian MSMEs
The only firm that closes your books every single day.
Built to move at the speed of your business.
High fixed costs
₹50–75K/month in salaries, software, and overheads.
Manual processes, delayed books
Books close 10+ days late every month.
Compliance falls through cracks
Missed filings lead to penalties.
Black box operations
Constant follow-ups to know what's done.
Reports arrive weeks late
15–20 days to close books. Decisions made blind.
Reactive, not proactive
No tax planning. No financial advice.
AI does the work, CA reviews it
Books reconciled in real-time, proactively.
Real-time P&L, always current
Ask in natural language. Always know where you stand.
Compliance on auto-pilot
Pre-filled returns. Filed on time, every time.
Never second-guess your profits or your compliance.
Designed for fast-growing Indian MSMEs.
Invoices
Auto-categorized
Expenses
Bank-synced
Reconciliation
98% matched
Books up to date
Automated bookkeeping
Reconciled books,
every single day
We plug into all your sales and expense systems and make sure your books are always upto-date, and reconciled. In real time, not at month-end.
Real-time reporting
Your finance reports
are a message away
P&L, Balance Sheet, and Cash Flow reports auto-generated in real time, not manually assembled. Your CA reviews, and reports get auto-sent to your email or WhatsApp daily.
Want to deep dive? Just ask a question and our AI answers it instantly.
Ratio AI
Online
Here's your March 2026 P&L:
Profit & Loss
Mar 2026Compliance Calendar: April 2026
GSTR-1 Filing
Apr 11
PF/ESI Payment
Apr 15
Advance Tax (Q4)
Apr 15
GSTR-3B Filing
Apr 20
TDS Return (Q4)
Apr 30
DIR-3 KYC
Apr 30
Stress-free compliance
No more last-minute
rushes to stay compliant
All compliance needs tracked, prepared, and filed by our team automatically. Real-time reconciliation means no last-minute back and forth.
GST and TDS reconciliations are done continuously and updated in your books as they happen.
...everything to keep you compliant.
Why Startups and MSMEs trust us
AI first, CA reviewed
99% of the repetitive work is lifted by AI. Edge cases are flagged and reviewed by CAs. Ensuring real-time, reconciled books.
Integrates with your existing systems
Ratio integrates with all sales and expense related systems, including bank accounts to keep your books upto-date. You don't need to buy or use another accounting tool when you have Ratio.
Close books daily
What used to take 15 days now takes 1. AI handles the heavy lifting so your books stay current, not catch-up.
Zero missed deadlines
Automated compliance calendar with pre-filled returns. File on time, every time.
“Ratio replaced our bookkeeper, our CA's monthly chase, and our compliance anxiety. All in one platform.”
Rajesh Kumar
CFO, BuildRight Industries, ₹32 Cr revenue
“Our GST filings used to be a last-minute scramble. Now they're done a week before the deadline.”
Priya Sharma
Founder, DesignStack
“The AI catches things our old bookkeeper missed. Duplicate entries, wrong HSN codes, you name it.”
Amit Patel
Director, TradeMax Exports
“We switched from a full-time accountant to Ratio. Saving ₹4L/year and getting better accuracy.”
Sneha Reddy
CEO, GrowthLabs
Stay on top of your finances, finally.
Stop chasing your CAs to close your books and compliance. Let Ratio handle it proactively.
Request Demo